"Preneed" Prearrangement Conference where Funeral Insurance or Trust is sold.
Included here is some basic information on Prepaid Funerals also known as funeral insurance, funeral trusts and preneed.Paying for funerals this way can be high risk as seen recently In Illinois(Illinois Funeral Directors Association Preneed Ponzi Insurance Scheme) and in the Multi state National Prearranged Services (NPS) pre need theft.
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“Some nursing homes require a funeral trust as a condition of admission.
At best, funeral trusts afford your heirs priceless peace of mind.
At worst, the assets are raided or unavailable for their intended use.
Funeral trusts allow people to pay funeral expenses in advance, and that can spare survivors a lot of difficult decisions, say advocates. Some nursing homes even require a funeral trust as a condition of admission. But if the trustees aren’t reputable or the information isn’t current, financial planners warn that such trusts can bring bereaved families more grief.
The Internal Revenue Service defines a funeral trust as “a ‘pooled income fund’ set up by a funeral home or cemetery to which a person transfers property to cover future funeral and burial costs.” They’re often referred to as “pre-need programs.” via www.bankrate.com
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