Posts Tagged ‘money’

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Is Legacy.com, a swindle?-recent revelations may have revealed this to be a case according to Boing Boing and

another website. There larger question becomes is the online obituary a con job, a fraud?

Snippet From idlewords.com

Are Newspaper Obituaries and Online Obits a Scam

“I decided to see what the other end of this operation looked like. As an experiment, I visited the obituary section of the New York Times website and followed the steps to submit my own online death notice, stopping only at the final confirmation screen.

I learned the following things:

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The death notice section of pretty much every major US newspaper is run by legacy.com, “skinned” to look like the rest of that newspaper’s site.
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The first step in creating a legacy.com death notice, before anything else, is providing a credit card number.
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At no point, including the final confirmation screen, does legacy.com tell you how much you will be charged.
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At no point is there a link that you can follow to find out how much you will be charged.
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The site requires you to confirm that the transaction you are about to complete is completely non-refundable, even though they never disclose the amount.

Screenshots here: one, two, three, four. You can also try this for yourself, use 4111 1111 1111 1111 as a credit card number.

In other words, the site takes money from bereaved people without disclosing what it’s billing them, gambling on the fact that they’re probably too preoccupied to care. Whether or not this kind of thing is legal, it is completely unethical. Even an undertaker who has upsold you on everything from coffin to funeral buffet has to show you a number before you sign on the dotted line.

If you Google around long enough, you may find your way to the New York Times rate sheet, where the small print tells you that an online death notice costs “from $79″. But you won’t find this information from anywhere within the legacy.com payment funnel, nor will you find any more information about that evocative word from.

I find it odious and troubling that the New York Times, along with a raft of other major newspapers, partners with this kind of website. It seems like further confirmation that newspapers will now clutch at any revenue stream.

I would very much like to see an online competitor put these vultures out of business. I think a respectable and respectful business model would be to charge a small fee for death notices and make comments read-only after some interval unless the creator paid to extend a default moderation period.”via idlewords.com

Funeral industry|Funeral News| Funeral Blog by Your Funeral Guy


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Sunday, July 4th, 2010
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Prepaid or “Preneed” Funeral Plans are a bad idea. This is evidenced by the recent Illinois Funeral Director Association(IFDA) Preneed Scandal and the National Prearranged Services (NPS)Prepaid funeral Plan Scandal. Hundreds of Millions of Dollars disappeared from folks funeral contracts in These Scandals.

National Prearranged Services is no longer in Business. The Illinois Funeral Directors Association is still in the prepaid Funeral Business. I strongly urge you not to do business with these IFDA  folks or any of their member funeral homes. The possibility of RIP OFF Remains.

Snippet From The Chicago Tribune:

“While prepaid plans sound enticing, they often come with strings attached. Funeral homes usually pitch the plans as a way to lock in funerals at today’s prices, saving you the cost of inflation. Cashing in the plans, however, can sometimes prove difficult.

If you are considering such a plan, review the contract carefully and understand exactly what you are buying. Ask where your money will be held and who will manage it. Some accounts that hold money from prepaid plans have gone under in recent years, leaving the folks who invested empty-handed. Make sure the contract has a provision that protects you if the firm goes out of business. Also check to see if there are fees to cancel the plan, or what happens if you move.

Prepaid plans are a terrible idea,” -via www.chicagotribune.com”

Funeral Industry|Funeral News|Funeral Blog by Your Funeral Guy


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Saturday, June 26th, 2010
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The Federal Trade Commision (FTC)in 2008 found funeral homes to be out of compliance with the law. The most basic compliance under the funeral rule is to give each customer a general price list and show the customer a casket price list.

Many funeral homes have little regard for the law only the money

FTC enforcement of the Funeral Rule  is usually  minimal. There is no excuse for these violations. Funeral Directors know the law and as shown below often have little regard for it.

FTC inspections during 2008 revealed a mixed compliance record:

  • In Fairbanks and Anchorage, Alaska, two of 11 funeral homes inspected had significant violations; five had minor compliance deficiencies.
  • In Northeastern Arkansas, 11 of 15 funeral homes inspected had significant violations; four had minor compliance deficiencies.
  • In Orange County, California, two significant violations were found among 18 funeral homes inspected; nine had minor compliance deficiencies.
  • In Minneapolis/St. Paul, Minnesota, one of 16 funeral homes inspected had significant violations; seven had minor compliance deficiencies.
  • In Nassau County, New York, two of 18 funeral homes inspected had significant violations; three had minor compliance deficiencies.
  • In Toledo, Ohio, one of 15 funeral homes inspected had significant violations; nine had minor compliance deficiencies.
  • In San Antonio, Texas, seven of 11 funeral homes inspected had significant violations; one had minor compliance deficiencies.

via www.ftc.gov

Funeral Industry|Funeral Blog  by Your Funeral guy


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Friday, March 19th, 2010
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Here is one family’s funeral experience with Funeral Cost.
Not planning your funeral ahead of time, can cause you a lot of grief and money.

 

Remember Preplan but do not prepay. It is best not to purchase funeral preneed.

Funeral Industry|Funeral News |Funeral Blog by Your Funeral Guy


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Friday, February 5th, 2010
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A funeral director has been caught embezzling $175,000 USD from one Estate. The problem for Funeral directors appears to be other peoples money.  That is  why you need to keep your hand on your wallet when negotiating a funeral. The Funeral  Director no matter how nice he may seem  will try to take as much money he can.

A Funeral Director has been caught Embezzling 175,000 from one estate

A Funeral Director has been caught Embezzling 175,000 from one estate

Be on your guard when making funeral arrangements

Under a pre-indictment plea deal, Childs’ attorney turned over checks for the full amount to representatives of the estate of the late Olive M. Reimann. State Supreme Court Justice Russell P. Buscaglia then told the Akron businessman he faces six months in jail when he’s sentenced Dec. 14.

via www.buffalonews.com

If you would like to protect yourself from this sort of thing, Check out Rest in Peace Insiders Tips to the Low Cost Less Stress Funeral.

Funeral Industry|Funeral Blog by Your Funeral Guy.


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